Set within gated Loma Vista Ranch, this 12-acre Hill Country property offers acreage, privacy, natural character, and valuable improvements already in place. Mature hardwoods, open areas, a seasonal creek, and multiple potential building sites provide flexibility for a custom home, barndominium, recreational retreat, or combination of improvements. A gravel drive extends from the cul-de-sac through the property toward the creek, where a concrete-and-stone patio with fire pit creates an inviting gathering space beneath the trees. More than 150 feet of cleared creek frontage and an additional prepared pad site add to the property's versatility. Two 600-gallon propane tanks and water storage are already in place. Loma Vista Ranch offers underground utilities, gated access, live water, a pond, and fishing opportunities. Choose your own builder and timeline. The property currently benefits from a wildlife exemption, low property taxes, and no city taxes, with convenient access to Kerrville, Fredericksburg, Comfort, and the surrounding Hill Country.