AUCTION List price is current high bid only. Final selling price to be determined at public auction on November 18, 2026. Bidding starts at $50,000. Property will be auctioned by Mountain Valley Auction Group via online online auction. Bidding will close at 1 PM ET on November 18, 2026. Property is being sold AS IS and is subject to a 10% buyer's premium pursuant to the terms and conditions. Please visit the Mountain Valley Auction Group website for a full list of auction information, including all terms and conditions. VAF1028. We are offering at online auction the real estate and improvements located at 109 Fox Hollow Ln Palmyra VA 22963. This property consists of 3.08 acres in the Lake Monticello area of Fluvanna County with a one-owner home featuring 2,910 sq ft above ground living space including 4 bedrooms, 3 1/2 baths, attached 2 car garage, 1,163 sq ft finished walk out basement and a backyard shed in a convenient location with easy access to Charlottesville and the Lake Monticello Community while not being in an HOA. The house was constructed in 2000 and features spacious living areas with hardwood floors throughout and a well designed open kitchen. There are four bedrooms and two full baths upstairs including a primary bedroom with vaulted ceilings and gas logs fireplace. A fully finished walkout basement with a full bathroom adds to the flexibility of this home. It sits on a nice secluded 3 acre lot with a paved driveway. It is served by a drilled well and private septic system. All appliances convey with the house. This house could use new roof shingles and some cosmetic updates but appears to be structurally sound and well built. The rear deck will need some attention soon. Please be advised that the owner of this house was a smoker and there is a light smoke odor. This property is not in a homeowners association but it is subject to some covenants and restrictions. Our seller has moved to a more manageable living situation and we have been instructed by the power of attorney to sell this property at public auction. This is not a foreclosure auction. Our seller has elected to use transparent and competitive bidding to establish the sales price of the property. Don't miss this great opportunity to own a solid home in a very desirable neighborhood.