
Land with Home for Sale in Monticello, Kentucky
1095 Old Lock 21 Rd, Monticello, KY 42633
Lake lover's paradise! This custom waterfront home boasts beautiful views of Lake Cumberland, a slip in the private community (new) dock and a trail leading to the water! The main level features an expansive living area; large kitchen; spacious dining room; 3 bedrooms, including the primary suite with private deck; 2 bathrooms; utility room and 2 car garage. On the lower level, you'll find 10' ceilings, another full kitchen, 2 bedrooms, a bathroom, living area, expansive flex space, utility room, air-conditioned workshop and more garage space. The outdoor living area with 1/2 wrap around porch, new fire pit and stunning views make this home the complete package. There is also a 32x36 detached garage which provides even more garage space for your water toys. Other features include (2) 200 Amp panels in house, (1) 100 Amp panel in garage and a central vac system. Updates include: new roof (2023); new carpet, paint, basement kitchen countertops and smart thermostat (2024). This home is being sold furnished (exceptions to be provided), including the small boat in basement, and is MOVE-IN READY! With 4,000sf+ of living area, 2,000sf+ of garage space, views, water access, an available boat slip and more, this is definitely a unique opportunity! Minutes from Conley Bottom via water.
Location
- Street address
- 1095 Old Lock 21 Rd
- County
- Wayne County
- Zip code
- 42633
- Community
- Wayne Co.
- Elevation
- 817 feet
Directions
From Hwy. 90 in Monticello, turn onto Hwy. 92 East, then turn right onto Hwy. 789. After about 0.3 miles, continue onto to Old Lock 21 Rd. The property is about 1 mile down on the left. Signs posted.
Property details
- Acreage
- 2.115 acres
- MLS #
- UCAR 247488
- Posted
Property taxes
- Recent
- $4,953
Expenses
- Homeowner Association Fee
- $250 annually
Parcels
- 003.00
Details and features
Listing
- Type
- Residential
Lot
- View
- Lake, Water
- Waterfront
- Waterfront
- Features
- Trees
Exterior
- Parking Spaces
- 6
- Parking
- Garage, Open, Underground/Basement
- Pool
- Deck, Patio, Porch
Structure
- Stories
- 1
- Water
- Public
- Sewer
- Septic Tank
- Heating
- Electric
- Cooling
- Central Air
- Materials
- Frame, Vinyl Siding
- Roof
- Shingle
- Windows
- Blinds
Interior
- Rooms
- Basement, Bathroom x 3, Bedroom x 5
- Flooring
- Carpet, Hardwood, New Floor Covering, Tile
- Fireplaces
- Yes
- Appliances
- Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Security
- Security System
- Features
- Ceiling Fan(s), Central Vacuum, New Paint, Vaulted Ceiling(s), Walk-In Closet(s)
Property utilities
| Category | Type | Status |
|---|---|---|
| Gas | Propane | Connected |
Listing history
| Date | Event | Price | Change | Source |
|---|---|---|---|---|
| Sept 29, 2026 | New listing | $675,000 | — | UCAR |














































































