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Land with Home for Sale in Monticello, Kentucky

1095 Old Lock 21 Rd, Monticello, KY 42633

$675,000
2.12 acres
Active sale
ago
Est $3,882/mo

Lake lover's paradise! This custom waterfront home boasts beautiful views of Lake Cumberland, a slip in the private community (new) dock and a trail leading to the water! The main level features an expansive living area; large kitchen; spacious dining room; 3 bedrooms, including the primary suite with private deck; 2 bathrooms; utility room and 2 car garage. On the lower level, you'll find 10' ceilings, another full kitchen, 2 bedrooms, a bathroom, living area, expansive flex space, utility room, air-conditioned workshop and more garage space. The outdoor living area with 1/2 wrap around porch, new fire pit and stunning views make this home the complete package. There is also a 32x36 detached garage which provides even more garage space for your water toys. Other features include (2) 200 Amp panels in house, (1) 100 Amp panel in garage and a central vac system. Updates include: new roof (2023); new carpet, paint, basement kitchen countertops and smart thermostat (2024). This home is being sold furnished (exceptions to be provided), including the small boat in basement, and is MOVE-IN READY! With 4,000sf+ of living area, 2,000sf+ of garage space, views, water access, an available boat slip and more, this is definitely a unique opportunity! Minutes from Conley Bottom via water.

4,106
Sq feet
5
Beds
3
Full baths
1998
Built

Location

Street address
1095 Old Lock 21 Rd
Zip code
42633
Community
Wayne Co.
Elevation
817 feet
Coordinates
36.9368, -84.9114

Directions

From Hwy. 90 in Monticello, turn onto Hwy. 92 East, then turn right onto Hwy. 789. After about 0.3 miles, continue onto to Old Lock 21 Rd. The property is about 1 mile down on the left. Signs posted.

Property details

Acreage
2.115 acres
MLS #
UCAR 247488
Posted

Property taxes

Recent
$4,953

Expenses

Homeowner Association Fee
$250 annually

Parcels

  • 003.00

Details and features

Listing

Type
Residential

Lot

View
Lake, Water
Waterfront
Waterfront
Features
Trees

Exterior

Parking Spaces
6
Parking
Garage, Open, Underground/Basement
Pool
Deck, Patio, Porch

Structure

Stories
1
Water
Public
Sewer
Septic Tank
Heating
Electric
Cooling
Central Air
Materials
Frame, Vinyl Siding
Roof
Shingle
Windows
Blinds

Interior

Rooms
Basement, Bathroom x 3, Bedroom x 5
Flooring
Carpet, Hardwood, New Floor Covering, Tile
Fireplaces
Yes
Appliances
Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Security
Security System
Features
Ceiling Fan(s), Central Vacuum, New Paint, Vaulted Ceiling(s), Walk-In Closet(s)

Property utilities

CategoryTypeStatus
GasPropaneConnected

Listing history

DateEventPriceChangeSource
Sept 29, 2026New listing$675,000—UCAR
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This 2.115-acre property is located at 1095 Old Lock 21 Rd in Monticello, KY 42633. The property is available for sale, priced at $675,000. It has a 4,106 square foot 5-bedroom, 3-bath house built in 1998.

Listed by eXp Realty, (888) 519-5113

Checked 1 hour agoUpdated Source

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