Land with Home for Sale in Atlanta, Michigan

SELLER FINANCING AVAILABLE -- TERMS NEGOTIABLE! The seller is willing to consider seller financing for a qualified buyer and is open to negotiating the down payment, interest rate, term, and other financing terms. Example terms may include 60% down, 4.5% interest, and a 12-year term, based on a purchase price of $424,900. These are example terms only and are negotiable. If you have a substantial down payment and are looking for an alternative to traditional bank financing, this may be an opportunity worth exploring. Bring your financing proposal and let's see if we can make it work! Peaceful, serene, and truly one of a kind, this stunning Thunder Bay Riverfront property offers the perfect blend of privacy, space, and convenience. Nestled on 8 beautiful acres with an impressive 643 feet of frontage along the Thunder Bay River, including a small private island, this exceptional property offers a rare opportunity to enjoy true riverfront living while remaining within walking distance of town. The spacious ranch-style home features five generously sized bedrooms, including a private primary suite addition completed in 2022, complete with an ensuite bath and desirable split floor plan. Designed for gathering and entertaining, the home offers a large eat-in kitchen, an expansive dining room with access to the charming brick porch, and a welcoming mudroom addition completed in 2025 that adds both character and functionality. Adding even more versatility to the property is a separate guest cabin, completed in 2022, featuring a bedroom, bathroom, and kitchen. This private space is perfect for hosting family and friends, providing comfortable accommodations for extended guests, or exploring rental possibilities. Outside, the property continues to impress with an extra-large heated garage completed in 2025 and a pole barn added in 2023, providing ample space for vehicles, recreational equipment, hobbies, storage, and all the gear needed to enjoy Northern Michigan. The beautifully landscaped grounds are accented by vibrant flower beds and offer plenty of peaceful places to take in the sights and sounds of the river. The private island adds an especially unique touch, creating a one-of-a-kind feature to explore and enjoy right on your own property. Located in the heart of the small town of Atlanta, Michigan, known as the "Elk Capital of Michigan," this property places you near endless outdoor recreation opportunities. Enjoy nearby lakes, rivers, state land, hiking trails, ORV routes, hunting, fishing, and year-round adventures, all while having the convenience of shops, restaurants, and local amenities just a short walk away. Whether you're looking for a full-time residence, a family retreat, or a place to enjoy Northern Michigan's natural beauty, this remarkable riverfront estate offers an extraordinary combination of acreage, river frontage, outbuildings, guest accommodations, and a private island--truly a rare opportunity to own a piece of Northern Michigan. Seller financing subject to seller approval and final written land-contract/financing documents. Financing terms are negotiable. Buyer to independently verify all financing terms, payment amounts, taxes, insurance, and other applicable property expenses.