Welcome to this stunning Ohio River home in the desirable town of Derby Indiana. Offering river views & plenty of modern updates, creating the perfect blend of comfort and country living. This inviting property features 3 bedrooms and 2 full bathrooms, along with a bright and spacious dining room where you can enjoy your morning coffee or dinner while taking in the scenic river views. Let's not forget about the beautiful granite counter tops throughout the home! For ease and comfort all amenities are located on the main level of the home, including the spacious master bedroom and bath! Enjoy entertaining, with a large outdoor patio area, screened in porch, and an additional side deck with fenced in yard for your four-legged friends. An additional 576 Sq Ft of unfinished space is located above the attached 2 car garage. This would make a great office, additional bedroom/apartment, or even a Airbnb rental. Outside, you'll appreciate the paved driveway and approximately 1.6 acres of land, providing plenty of room to relax, entertain, garden, or simply enjoy the peaceful surroundings. The property consists of three parcels total, offering added flexibility and opportunity. One of the parcels has its own private drive and separate water and septic, providing a unique setup with potential for a variety of uses. If you're looking for a peaceful retreat, full-time residence, or weekend getaway with Ohio River views and acreage, this property is one you won't want to miss! The WOW Factor is a definite 10!