Rare opportunity to own a 4-bedroom, 3-bath Craftsman basement rancher on a 1.63-acre double lot in the desirable Lakeside Meadows community--without HOA fees. Qualified buyers may also take advantage of an assumable VA loan at just 4.65%, a valuable opportunity in today's market. This 3,254 sq ft home features an open-concept floor plan with engineered hardwood floors, tray ceilings, and a floor-to-ceiling brick gas fireplace with shiplap accents in the main living area. A versatile flex room off the foyer is perfect for a home office, study, or formal dining room. The spacious chef's kitchen includes stainless steel appliances, gas range, soft-close cabinetry, and an oversized marble-granite island with abundant storage and seating. The main-level Owner's Suite offers a tray ceiling, large walk-in closet, and spa-style bath with dual vanities, tiled walk-in shower, and Euro glass door. Two additional bedrooms are generously sized and all main-level bedrooms feature walk-in closets, providing exceptional storage. A full bath and laundry room with built-in cabinetry, utility sink, and included washer and dryer complete the main level. The finished walk-out basement adds over 1,200 sq ft of flexible living space and can function as a spacious fourth bedroom, guest suite, media room, recreation area, or multi-generational living space, plus a separate basement garage perfect for a workshop, boat, or additional storage. Enjoy peaceful countryside views from the expansive covered porch with no backyard neighbors. Additional highlights include a whole-home Generac generator, security system, fresh interior paint, two-car main-level garage, and poured-wall foundation. Located minutes from Tellico Lake, golf, marinas, Tellico Village, I-75, Maryville, Turkey Creek, and McGhee Tyson Airport.