Land with Home for Sale in St Charles, Illinois

This is a rare opportunity to own a truly amazing lakefront property combining peaceful country living, functional space, and endless possibilities-all just minutes from downtown St. Charles! This stunning 4 bedroom, 4 bath ranch home in St. Charles offers the perfect blend of comfort, space, and versatility. Enjoy lakefront living with private lake access-ideal for boating, fishing, or simply relaxing by the water. A studio apartment/in law suite with a full kitchen and private full bath offers flexible generational living or rental possibilities and is considered the 4th bedroom and 4th bathroom for this home! Inside, the open living and dining room combo features a cozy fireplace and access to a spacious deck overlooking the lake. The kitchen with an eating area provides plenty of room for everyday meals and gatherings. The finished walk-out basement includes a second fireplace and additional living space for entertaining or relaxation. Outside, you'll find a 3-car detached garage, plus a 12x32 drive-through shed (second 2-stall garage) perfect for storage, hobbies, or equipment. With tranquil water views and nature all around, this lakefront haven offers the perfect blend of relaxation and refined living-you'll never want to leave.