Move-In-Ready Mountain Living with Panoramic Views + Rare 3.25% Assumable FHA Financing Set on 2 usable acres in sought-after Colorado Mountain Estates, this turnkey ranch offers privacy, sweeping views, year-round access, and a rare financing advantage. Qualified buyers may be able to assume the seller's existing FHA-insured loan at just 3.25% interest, with an unpaid principal balance of approximately $351,564. Buyer would finance or bring cash for the difference between the purchase price and assumed loan balance, creating a blended borrowing cost that may be significantly lower than obtaining a new loan at today's market rates. Seller is also installing a brand-new roof prior to closing, and buyer may choose the shingle color, subject to availability and installation timing. Inside, the home features a bright open layout with vaulted ceilings, rich wood flooring in the main living areas, and an easy flow from the great room to the dining area and kitchen. The spacious kitchen includes solid granite countertops, stainless steel appliances, generous cabinetry, a large island with breakfast bar seating, and pantry storage. The smart split-bedroom floor plan offers 3 bedrooms and 2 full baths, including a private primary suite with walk-in closet and 4-piece bath. The laundry room includes a utility sink, cabinetry, and adjoining storage room. Upgrades include central A/C, fully owned solar system, Tesla Powerwall battery backup, well and septic, low-maintenance stucco exterior, attached 2-car garage with 220V power, epoxy flake flooring and partial drywall, plus a separate outbuilding. Outside, enjoy usable acreage, wide-open views, and a quiet mountain setting near Florissant Fossil Beds National Monument. Outside city limits with lower taxes. Neighborhood fire department supports favorable insurance rates. Community HOA hosts seasonal gatherings and potlucks. Owned solar, Powerwall backup, new roof, usable acreage, panoramic views, and rare assumable financing create a strong financial and lifestyle opportunity. See Virtual 3-D Tour.
