Agricultural Land with Home for Sale in Ponca City, Oklahoma

Rarely does a property offer this much usable land paired with the charm and comfort of a beautiful farmhouse! Situated on 34.72 acres (MOL), this property is ready for buyers dreaming of room for horses, cattle, hay production, or simply wide-open space to call their own. Most of the acreage is already fenced with T-post fencing, and the approximately 2 acres that remain unfenced have T-posts in place and ready to be completed. The land is not currently leased, giving the new owner immediate use and flexibility, and the acreage has been cut for hay over the past several years. The charming 3 bedroom, 1 bath farmhouse offers a warm and welcoming interior with a spacious living room featuring a beautiful vaulted ceiling, wood beam detail, and fireplace. The kitchen provides abundant cabinet and countertop space, along with a walk-in pantry for additional storage. Wood-look luxury vinyl plank flooring throughout much of the home combines the warmth of wood with the durability needed for everyday country living. Significant improvements add even more value, including a new aerobic septic system and steel foundation piers with a transferable warranty, giving the next owner added peace of mind. Outside, the large concrete back patio is the perfect place to entertain, enjoy a quiet evening overlooking your acreage, or relax after a long day. Gather around the dedicated firepit area for s'mores, sunsets, and memories under the stars. Another exciting opportunity for buyers: this property may qualify for USDA Rural Development financing. USDA loans can offer 100% financing with no down payment required, competitive interest rates, flexible credit guidelines, and typically lower ongoing mortgage insurance costs than FHA financing, making country living more attainable for qualified buyers. Whether you're looking for a small cattle operation, a place for horses, productive acreage, or simply the privacy and freedom that comes with owning nearly 35 acres, this property offers possibilities that are increasingly hard to find. Homes with this combination of acreage, improvements, and farmhouse charm don't come along often Schedule your showing today!