Residential Land for Sale in Satsuma, Florida

Wooded 0.23 Acre in Satsuma, FL

Land Description

Imagine driving out to your own land on a Saturday morning, coffee in hand, with the St. Johns River glinting through the pines just down the road. No landlord, no lease, no rent receipt to show for another year. Just a quiet, wooded quarter acre in Satsuma, Florida with your name on the deed. This 0.23 acre building lot in St. Johns Riverside Estates is one of the simplest ways to stop renting and finally own a real piece of Florida, and with simple owner financing there is no bank to convince and no credit check to pass.

The Land Itself

At 0.23 acres, roughly 10,100 square feet, this is a comfortable residential building lot with room for a home, a driveway, a yard, and landscaping. The setting is flat and wooded, offering natural privacy and shade while staying easy to work with. The sandy soil typical of North Central Florida drains well, which keeps foundation work and septic installation straightforward and cost effective. A little light clearing prepares a building site whenever you are ready.

One meaningful advantage here is the flood zone. This parcel sits in Flood Zone X, which is outside FEMA's 1 percent annual chance floodplain, so it is considered a low risk build site where flood insurance is typically not required. That is a real, lasting savings for a future homeowner.

Utilities are within reach. Electricity is available in the area through Florida Power and Light, so connecting power to a future home is a standard service connection. You would install a well for water, typical for this part of Florida and giving you fresh water with no monthly bill, and a septic system for wastewater, which suits the sandy soils here. Propane serves cooking and heating, and weekly trash pickup is available.

The property is zoned for residential single family use, giving you a clear path to a traditional site built home. RVs and manufactured homes may be permitted, so check current Putnam County zoning for your specific plans. And there is no HOA, which means no monthly dues eating into your budget, no restrictive covenants limiting your choices, and no committee telling you what you can build. This is your land, to develop as you choose within Putnam County's reasonable building codes.

This property is made for the buyer who is ready to stop renting and start owning. You do not need perfect credit or a large lump sum. You need a fair lot at a fair price and a straightforward path to owning it, and that is exactly what this is. Secure the land now, hold it as your first real asset, and build when you are ready, all on your own timeline.

You Are Protected

Every purchase is backed by the 100 Day Love It or Swap It promise. Visit your land within the first 100 days, and if it is not the perfect fit, your principal is credited toward any other property in the inventory. When your land is paid in full, you receive a Warranty Deed, the strongest form of ownership, recorded from our family to yours. There is one flat document fee with zero other closing costs, no realtor commissions, no junk fees, and no surprises.

Property Details

Terrain: Flat and wooded

Elevation: Approximately 30 feet

Flood Zone: Zone X, outside FEMA's 1 percent annual floodplain, flood insurance typically not required

HOA / POA: None

Access: County maintained road

Water: Private well needed

Sewer: Septic system needed

Electric: Available in the area through Florida Power and Light

Gas: Propane

Trash: Weekly pickup available

Ready to Own It?

It really is this simple. If you are comfortable with the down payment and happy with the monthly payment, we have a deal. No bank to convince, no credit score to worry about. Reserve your spot today and take the first real step toward owning your piece of Florida.