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Land with Home for Sale in Charlotte, North Carolina

16631 Harbor View Rd, Charlotte, NC 28278

$1,450,000
1.53 acres
Pending sale
Under contract

Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck-an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie's boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.

4,889
Sq feet
3
Beds
3
Full baths
1
1/2 bath
1986
Built

Location

Street address
16631 Harbor View Rd
Elevation
604 feet
Coordinates
35.0654, -81.0521

Property details

Acreage
1.53 acres
Zoning
N1-C
MLS #
CMLS 4345664
Posted

Parcels

  • 217-181-27

Legal description

Details and features

Listing

Type
Residential
Subtype
Single Family Residence

Lot

View
Water
Waterfront
Yes
Features
Private, Waterfront, Wooded

Exterior

Parking
Attached Garage, Driveway, Garage, Open
Pool
Deck, Patio, Porch
Structures
Storage
Features
Floating Dock, In-Ground Irrigation

Structure

Stories
2
Basement
Daylight, Finished, Interior Entry, Storage Space
Water
Well
Heating
Central
Cooling
Central Air
Materials
Wood
Roof
Shingle

Interior

Room Count
7
Rooms
Basement, Bathroom x 4, Bedroom x 3, Laundry Room
Flooring
Brick, Carpet, Concrete, Tile
Appliances
Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Trash Compactor, Wall Oven, Washer/Dryer
Features
Kitchen Island, Walk-In Closet(s), Wet Bar

Nearby schools

NameType
Palisades ParkElementary
SouthwestMiddle
PalisadesHigh

Listing history

DateEventPriceChangeSource
Mar 19, 2026Under contract$1,450,000CMLS
Mar 6, 2026Price drop$1,450,000$800,000 -35.6%CMLS
Feb 16, 2026New listing$2,250,000CMLS
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This 1.53-acre property is located at 16631 Harbor View Rd in Charlotte, NC 28278. The property is pending sale. It has a 4,889 sq ft 3 bedroom, 3 bath house built in 1986.

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